Free advice and education on all aspects of budgeting and financial concerns. This includes: how to manage money how to understand and analyse a bank statement banking education and how to run accounts successfully smarter ways to stretch the dollar communication with creditors and Government agencies rights and responsibilities under all forms of contractual engagement managing a balanced budget via a 52 week cashflow how to avoid the harm and consequences that arise from escalating financial problems ongoing support and advocacy. Free advice and education on all aspects of budgeting and financial concerns. This includes: how to manage money how to understand and analyse a bank statement banking education and how to run accounts successfully smarter ways to stretch the dollar communication with creditors and Government agencies rights and responsibilities under all forms of contractual engagement managing a balanced budget via a 52 week cashflow how to avoid the harm and consequences that arise from escalating financial problems ongoing support and advocacy.

In the community we offer: weekly seminars at Community Link Manukau (WINZ) budgeting education life skills programmes to community groups and businesses.

Services include: individual appointments with one of our financial mentors client related advocacy development of a balancing budget creditor negotiation banking advice legal / consumer rights options. Ongoing support and advocacy are offered to all our clients. Services include: individual appointments with one of our financial mentors client related advocacy development of a balancing budget creditor negotiation banking advice legal / consumer rights options. Ongoing support and advocacy are offered to all our clients.